Reality Town is a fun, hands-on curriculum for eighth and ninth grade students that culminates in a two hour simulation that is run by your school personnel, during which time students take on a career, salary, spouse, or lack thereof, children and the financial obligations of a 30 year old adult. Armed with their Reality Town Student Handbook, Personalized Pay Stub, which contains all of their personal Reality Town information, and a pen, students are responsible for making financial decisions and standard monthly expenditures for their Reality Town family.

Students must budget and meet all of the basic needs of their family, including housing, transportation, groceries, childcare, clothing, insurance, etc., as they make purchases and decisions at each of the 22 different Reality Town businesses. Students learn to put needs before wants as they try to juggle all of their financial responsibilities and are encouraged to take great thought as to the lifestyle they are establishing for themselves and their family. Reality Town is truly a life-changing experience for students as they see firsthand the financial obligations that await them and the oftentimes difficult decisions that must be made as an adult.